# £9,900 After Tax Explained

Now let's see how we've calculated your tax on your £9,900 income.

• You have a tax free personal allowance of £12,500 (for earnings between Apr 2019-Apr 2020) – this means that on £12,500 from your salary you won’t pay any tax.
• As your total yearly earnings of £9,900 are below this personal allowance, you will pay no tax on your income.
• However, even if you pay no tax, you might still have to pay National Insurance on some part of your £9,900 income.
• Please note: There are different tax rules for Scotland. To calculate you tax and net pay for Scotland, please use our advanced tax calculator.

# National Insurance Explained

Apart from income tax, you might also need to pay National Insurance if you earn above £8,632 this financial year (or above £719/month).

• As your total yearly earnings of £9,900 are above this threshold , you will have to pay National Insurance on the sum that is above £8,632.
• This means that a total amount of £1,268 from your earnings will be liable for National Insurance.
• On this sum, you'll pay a total amount of £152 in National Insurance (or £13/month).
• Here is how NI brackets Works in the UK:
• You have a NI free earning bracket - you won't have to pay NI for the first £8,632 that you are earning in a year. If you earn above this sum: 12% NI on the earnings between £8,632 and £50,000
• You’ll pay 12% NI on the earnings between £8,632 and £50,000
• You’ll pay 2% NI on the earnings above £50,000

# £ 9,900 after tax break-down

 Year Month Week Day Hour Gross income £9,900 £825 £190 £38.00 £4.75 Personal allowance £12,500 £1,042 £240 £48.00 £6.00 Total taxable £0 £0 £0 £0.00 £0.00 Tax £0 £0 £0 £0.00 £0.00 National insurance £152 £13 £3 £0.60 £0.08 Net pay £9,748 £812 £187 £37.40 £4.68

# Payslip for £9,900 salary

This is how your payslip looks like, if you earn £9,900 per year.

<- Scroll left-right ->
Employee No
015
Employee Name
Boris Johnson
Process Date
04/Apr/2020
National Insurance Number
NH000000F
Payments
Salary
Units
38.00
Rate
4.75
Amount
825
Deductions
PAYE Tax
National Insurance
Amount
0
13
<- Scroll left-right ->

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Yearly gross salary
• Tax Explained
• NI Explained
• £ 9,900 Illustration
• £ 9,900 after tax Break-down
• Payslip